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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,529 | $180,459-79.2% | $154,108-75.6% | $135,380-72.3% |
| Participation rate | 66.7% | 87.4%-20.8pp | 83.0%-16.4pp | 82.6%-16.0pp |
| Annual return | 37.88% | 888.21%-850.3pp | 735.21%-697.3pp | 519.81%-481.9pp |
| Employer contribution / active EE | $0 | $6,035-100.0% | $5,298-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,929 | $5,806-49.5% | $5,081-42.3% | $5,609-47.8% |
| Admin fee / account holder | $786 | $16,145-95.1% | $13,411-94.1% | $10,828-92.7% |