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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,334 | $84,708+32.6% | $75,714+48.4% | $167,536-32.9% |
| Participation rate | 42.9% | 77.8%-35.0pp | 74.8%-32.0pp | 82.1%-39.3pp |
| Annual return | 13.50% | 199.62%-186.1pp | 104.62%-91.1pp | 478.82%-465.3pp |
| Employer contribution / active EE | $5,488 | $3,231+69.9% | $2,744+100.0% | $4,839+13.4% |
| Participant deferral / active EE | $5,048 | $4,577+10.3% | $3,820+32.1% | $6,342-20.4% |
| Admin fee / account holder | $2,869 | $5,358-46.4% | $3,619-20.7% | $12,315-76.7% |