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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,814 | $167,362-64.3% | $143,799-58.4% | $134,532-55.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -30.02% | 0.47%-30.5pp | -0.04%-30.0pp | 418.27%-448.3pp |
| Employer contribution / active EE | $7,855 | $5,620+39.8% | $4,952+58.6% | $4,741+65.7% |
| Participant deferral / active EE | $8,017 | $6,447+24.3% | $5,638+42.2% | $6,401+25.2% |
| Admin fee / account holder | $1,313 | $18,094-92.7% | $14,677-91.1% | $11,429-88.5% |