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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,071 | $75,832+45.2% | $147,617-25.4% | $59,633+84.6% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -1.90% | 0.37%-2.3pp | 61.98%-63.9pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $5,511 | $3,485+58.1% | $5,564-1.0% | $2,203+150.2% |
| Participant deferral / active EE | $5,189 | $3,131+65.8% | $4,895+6.0% | $3,192+62.6% |
| Admin fee / account holder | $2,881 | $5,986-51.9% | $11,612-75.2% | $4,297-33.0% |