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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,414 | $81,358+22.2% | $155,556-36.1% | $80,959+22.8% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 13.95% | 33.39%-19.4pp | 64.84%-50.9pp | 35.67%-21.7pp |
| Employer contribution / active EE | $4,206 | $3,106+35.4% | $4,675-10.0% | $2,757+52.6% |
| Participant deferral / active EE | $3,281 | $3,455-5.1% | $5,631-41.7% | $4,300-23.7% |
| Admin fee / account holder | $779 | $7,994-90.3% | $15,885-95.1% | $6,925-88.8% |