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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,913 | $138,114-74.7% | $125,391-72.2% | $134,545-74.1% |
| Participation rate | 45.5% | 84.5%-39.0pp | 82.4%-36.9pp | 81.2%-35.8pp |
| Annual return | -29.71% | 750.88%-780.6pp | 572.41%-602.1pp | 418.37%-448.1pp |
| Employer contribution / active EE | $4,094 | $5,246-22.0% | $4,816-15.0% | $4,742-13.6% |
| Participant deferral / active EE | $7,465 | $7,801-4.3% | $7,448+0.2% | $6,401+16.6% |
| Admin fee / account holder | $0 | $11,570-100.0% | $10,009-100.0% | $11,431-100.0% |