Retirement plan

ZEBEDIAH A. STEARNS, MD (APMC) 401(K) PROFIT SHARING PLAN

Name: ZEBEDIAH A. STEARNS, MD (APMC) - ZEBEDIAH A. STEARNS, MD (APMC) 401(K) PROFIT SHARING PLAN (2019) Form 5500
Creator: ZEBEDIAH A. STEARNS, MD (APMC)
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ZEBEDIAH A. STEARNS, MD (APMC) 401(K) PROFIT SHARING PLAN, ZEBEDIAH A. STEARNS, MD (APMC)

ZEBEDIAH A. STEARNS, MD (APMC)EIN 72-1512366Plan #001PY 2019

450 MOOSA BLVD., SUITE A - EUNICE, LA 70535337-546-6646LinkedIn1-10 employeesmedical practice

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$1.6M

+25.0% from 2018

Total participants

+12.5% from 2018

Average account balance

$197,742

+25.0% from 2018

Annual return

24.40%

+29.33 pp from 2018

Benchmarks

See 104,301 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort104,301 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.95M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$328K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

128.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$39K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+21.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1181

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$50K

$5507 / participant

Other / not subdivided$50K100.0%

% of EOY assets

3.133%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$197,742

$202,342-2.3%

$172,753+14.5%

$152,909+29.3%

Participation rate

88.9%

87.1%+1.8pp

82.6%+6.2pp

82.5%+6.4pp

Annual return

24.40%

1029.88%-1005.5pp

803.00%-778.6pp

345.46%-321.1pp

Employer contribution / active EE

$1,822

$5,857-68.9%

$5,144-64.6%

$4,764-61.8%

Participant deferral / active EE

$4,594

$5,948-22.8%

$5,198-11.6%

$5,851-21.5%

Admin fee / account holder

$6,196

$17,112-63.8%

$13,956-55.6%

$11,601-46.6%

ZEBEDIAH A. STEARNS, MD (APMC) 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ZEBEDIAH A. STEARNS, MD (APMC) 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion