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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,662 | $106,005-27.7% | $92,239-16.9% | $147,585-48.1% |
| Participation rate | 14.3% | 80.4%-66.1pp | 76.5%-62.2pp | 82.8%-68.5pp |
| Annual return | 25.27% | 50.05%-24.8pp | 176.29%-151.0pp | 578.58%-553.3pp |
| Employer contribution / active EE | $1,371 | $4,333-68.4% | $3,680-62.7% | $4,876-71.9% |
| Participant deferral / active EE | $3,429 | $4,478-23.4% | $3,897-12.0% | $5,439-37.0% |
| Admin fee / account holder | $0 | $6,333-100.0% | $5,194-100.0% | $10,886-100.0% |