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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,851 | $148,623+93.0% | $135,974+111.0% | $139,466+105.7% |
| Participation rate | 81.8% | 83.9%-2.0pp | 81.9%-0.1pp | 80.3%+1.5pp |
| Annual return | 16.88% | 79.30%-62.4pp | 68.30%-51.4pp | 373.66%-356.8pp |
| Employer contribution / active EE | $1,223 | $5,246-76.7% | $4,859-74.8% | $4,754-74.3% |
| Participant deferral / active EE | $2,237 | $8,103-72.4% | $7,760-71.2% | $6,712-66.7% |
| Admin fee / account holder | $11,290 | $12,406-9.0% | $10,767+4.9% | $11,409-1.0% |