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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,516 | $165,381+3.7% | $149,730+14.6% | $158,966+7.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.71% | 348.29%-336.6pp | 276.70%-265.0pp | 302.95%-291.2pp |
| Employer contribution / active EE | $12,784 | $5,104+150.5% | $4,645+175.2% | $4,762+168.4% |
| Participant deferral / active EE | $7,198 | $7,182+0.2% | $6,843+5.2% | $5,983+20.3% |
| Admin fee / account holder | $25,441 | $10,809+135.4% | $9,310+173.2% | $11,250+126.1% |