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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,459 | $167,533-69.9% | $151,645-66.7% | $134,545-62.5% |
| Participation rate | 86.7% | 88.4%-1.7pp | 87.5%-0.8pp | 81.2%+5.4pp |
| Annual return | -20.19% | 7.81%-28.0pp | 3.34%-23.5pp | 418.37%-438.6pp |
| Employer contribution / active EE | $4,067 | $6,828-40.4% | $6,165-34.0% | $4,742-14.2% |
| Participant deferral / active EE | $10,018 | $8,985+11.5% | $8,363+19.8% | $6,401+56.5% |
| Admin fee / account holder | $5,940 | $13,781-56.9% | $11,614-48.9% | $11,431-48.0% |