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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,995 | $110,337-32.9% | $102,383-27.7% | $145,877-49.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 4.53% | 24.83%-20.3pp | 24.94%-20.4pp | 551.28%-546.8pp |
| Employer contribution / active EE | $0 | $4,216-100.0% | $3,870-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,800 | $5,621-68.0% | $5,060-64.4% | $6,691-73.1% |
| Admin fee / account holder | $161,282 | $9,750+1554.2% | $8,391+1822.0% | $13,402+1103.4% |