Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,545 | $49,896-62.8% | $80,627-77.0% | $75,173-75.3% |
| Participation rate | 40.0% | 55.3%-15.3pp | 67.0%-27.0pp | 67.2%-27.2pp |
| Annual return | 12.54% | 34.67%-22.1pp | 936.76%-924.2pp | 160.72%-148.2pp |
| Employer contribution / active EE | $431 | $1,699-74.6% | $2,723-84.2% | $2,671-83.8% |
| Participant deferral / active EE | $941 | $2,992-68.5% | $4,443-78.8% | $4,126-77.2% |
| Admin fee / account holder | $1,382 | $3,578-61.4% | $5,381-74.3% | $5,651-75.5% |