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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,336 | $118,708-50.9% | $98,920-41.0% | $158,982-63.3% |
| Participation rate | 75.0% | 77.8%-2.8pp | 76.0%-1.0pp | 82.0%-7.0pp |
| Annual return | 16.04% | 372.49%-356.5pp | 196.47%-180.4pp | 302.99%-287.0pp |
| Employer contribution / active EE | $2,509 | $3,334-24.7% | $2,689-6.7% | $4,763-47.3% |
| Participant deferral / active EE | $4,612 | $5,089-9.4% | $4,245+8.6% | $5,983-22.9% |
| Admin fee / account holder | $4,520 | $10,134-55.4% | $6,643-32.0% | $11,252-59.8% |