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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,858 | $167,522-67.9% | $151,639-64.5% | $134,532-60.0% |
| Participation rate | 50.0% | 88.4%-38.4pp | 87.5%-37.5pp | 81.2%-31.2pp |
| Annual return | -17.75% | 7.81%-25.6pp | 3.34%-21.1pp | 418.27%-436.0pp |
| Employer contribution / active EE | $1,519 | $6,828-77.7% | $6,165-75.4% | $4,741-68.0% |
| Participant deferral / active EE | $7,218 | $8,986-19.7% | $8,363-13.7% | $6,401+12.8% |
| Admin fee / account holder | $0 | $13,780-100.0% | $11,613-100.0% | $11,429-100.0% |