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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,892 | $183,592-64.7% | $155,567-58.3% | $145,959-55.5% |
| Participation rate | 35.3% | 82.7%-47.4pp | 78.2%-42.9pp | 80.3%-45.0pp |
| Annual return | 10.54% | 61.24%-50.7pp | 64.74%-54.2pp | 561.95%-551.4pp |
| Employer contribution / active EE | $2,250 | $5,315-57.7% | $4,674-51.9% | $4,661-51.7% |
| Participant deferral / active EE | $4,218 | $6,464-34.7% | $5,628-25.1% | $6,689-36.9% |
| Admin fee / account holder | $295,890 | $19,318+1431.7% | $15,916+1759.0% | $13,398+2108.5% |