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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,428 | $76,912+37.1% | $129,110-18.3% | $68,495+53.9% |
| Participation rate | 62.1% | 69.1%-7.1pp | 77.3%-15.2pp | 67.9%-5.8pp |
| Annual return | -18.03% | -9.78%-8.2pp | -10.94%-7.1pp | -7.84%-10.2pp |
| Employer contribution / active EE | $2,163 | $3,243-33.3% | $5,052-57.2% | $2,596-16.7% |
| Participant deferral / active EE | $5,132 | $4,732+8.4% | $6,542-21.6% | $4,028+27.4% |
| Admin fee / account holder | $3,649 | $6,638-45.0% | $14,302-74.5% | $5,403-32.5% |