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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $42,490 |
EDWARD JONES8 years Filed as: EDWARD D JONES AND CO Service code 26 · EIN 43-0345811 | Advisory (Participants) | $39,747 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 14 · EIN 46-5378846 | Plan Administrator | $7,949 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,079 | $55,446+75.1% | $155,574-37.6% | $74,429+30.4% |
| Participation rate | 73.9% | 61.9%+12.0pp | 78.2%-4.3pp | 67.2%+6.7pp |
| Annual return | 11.18% | 269.20%-258.0pp | 64.87%-53.7pp | 1368.38%-1357.2pp |
| Employer contribution / active EE | $1,820 | $2,266-19.7% | $4,676-61.1% | $2,625-30.7% |
| Participant deferral / active EE | $2,879 | $2,836+1.5% | $5,629-48.8% | $4,348-33.8% |
| Admin fee / account holder | $301 | $1,743-82.7% | $15,914-98.1% | $1,944-84.5% |