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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,469 | $77,905-9.5% | $149,682-52.9% | $75,173-6.3% |
| Participation rate | 93.3% | 65.6%+27.8pp | 78.8%+14.6pp | 67.2%+26.1pp |
| Annual return | 12.27% | 31.72%-19.5pp | 134.35%-122.1pp | 160.65%-148.4pp |
| Employer contribution / active EE | $5,138 | $3,138+63.7% | $4,818+6.6% | $2,670+92.4% |
| Participant deferral / active EE | $3,235 | $3,411-5.2% | $5,681-43.0% | $4,126-21.6% |
| Admin fee / account holder | $11,415 | $5,957+91.6% | $13,210-13.6% | $5,651+102.0% |