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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,628 | $198,461-41.7% | $170,436-32.2% | $147,585-21.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 8.53% | 257.30%-248.8pp | 205.94%-197.4pp | 578.57%-570.0pp |
| Employer contribution / active EE | $4,884 | $6,184-21.0% | $5,433-10.1% | $4,876+0.2% |
| Participant deferral / active EE | $5,116 | $5,629-9.1% | $4,939+3.6% | $5,439-5.9% |
| Admin fee / account holder | $5,179 | $16,852-69.3% | $13,880-62.7% | $10,885-52.4% |