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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,529 | $180,459+17.2% | $154,108+37.3% | $135,380+56.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.04% | 888.21%-893.2pp | 735.21%-740.2pp | 519.81%-524.8pp |
| Employer contribution / active EE | $3,762 | $6,035-37.7% | $5,298-29.0% | $4,779-21.3% |
| Participant deferral / active EE | $6,643 | $5,806+14.4% | $5,081+30.8% | $5,609+18.4% |
| Admin fee / account holder | $2,052 | $16,145-87.3% | $13,411-84.7% | $10,828-81.0% |