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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,237 | $181,896-37.7% | $156,551-27.7% | $273,972-58.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.74% | 30.74%-28.0pp | 32.23%-29.5pp | 41.46%-38.7pp |
| Employer contribution / active EE | $5,142 | $6,248-17.7% | $5,501-6.5% | $4,869+5.6% |
| Participant deferral / active EE | $8,576 | $5,550+54.5% | $4,871+76.0% | $5,287+62.2% |
| Admin fee / account holder | $10,692 | $15,560-31.3% | $13,028-17.9% | $10,133+5.5% |