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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,040 | $67,411-21.3% | $91,004-41.7% | $70,126-24.4% |
| Participation rate | 97.5% | 71.4%+26.1pp | 75.6%+21.9pp | 69.5%+28.0pp |
| Annual return | 15.83% | -40.16%+56.0pp | 4.60%+11.2pp | 73.15%-57.3pp |
| Employer contribution / active EE | $286 | $1,786-84.0% | $2,456-88.4% | $2,343-87.8% |
| Participant deferral / active EE | $2,331 | $2,823-17.4% | $3,548-34.3% | $3,332-30.0% |
| Admin fee / account holder | $5,602 | $4,236+32.2% | $5,417+3.4% | $4,645+20.6% |