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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $3,800 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,644 | $76,112-29.5% | $96,534-44.4% | $71,511-25.0% |
| Participation rate | 55.7% | 74.4%-18.7pp | 76.0%-20.3pp | 67.9%-12.3pp |
| Annual return | 24.04% | 22.81%+1.2pp | 25.88%-1.8pp | 28.86%-4.8pp |
| Employer contribution / active EE | $1,753 | $2,248-22.0% | $2,965-40.9% | $2,589-32.3% |
| Participant deferral / active EE | $3,343 | $4,217-20.7% | $4,851-31.1% | $4,291-22.1% |
| Admin fee / account holder | $30 | $2,708-98.9% | $8,253-99.6% | $1,588-98.1% |