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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,696 | $49,897-20.4% | $80,648-50.8% | $75,177-47.2% |
| Participation rate | 38.5% | 55.3%-16.9pp | 67.0%-28.6pp | 67.2%-28.7pp |
| Annual return | 17.52% | 34.68%-17.2pp | 937.21%-919.7pp | 160.75%-143.2pp |
| Employer contribution / active EE | $690 | $1,699-59.4% | $2,724-74.6% | $2,671-74.2% |
| Participant deferral / active EE | $1,041 | $2,992-65.2% | $4,443-76.6% | $4,126-74.8% |
| Admin fee / account holder | $891 | $3,579-75.1% | $5,382-83.4% | $5,651-84.2% |