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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,073 | $138,114-26.8% | $125,391-19.4% | $134,545-24.9% |
| Participation rate | 57.1% | 84.5%-27.4pp | 82.4%-25.2pp | 81.2%-24.1pp |
| Annual return | 0.00% | 750.88%-750.9pp | 572.41%-572.4pp | 418.37%-418.4pp |
| Employer contribution / active EE | $2,133 | $5,246-59.3% | $4,816-55.7% | $4,742-55.0% |
| Participant deferral / active EE | $5,765 | $7,801-26.1% | $7,448-22.6% | $6,401-9.9% |
| Admin fee / account holder | $1,263 | $11,570-89.1% | $10,009-87.4% | $11,431-88.9% |