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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,517 | $91,037+10.4% | $71,671+40.2% | $147,586-31.9% |
| Participation rate | 58.8% | 76.1%-17.3pp | 68.7%-9.9pp | 82.8%-24.0pp |
| Annual return | 19.14% | 20.48%-1.3pp | 20.65%-1.5pp | 578.59%-559.5pp |
| Employer contribution / active EE | $1,433 | $3,327-56.9% | $2,460-41.7% | $4,876-70.6% |
| Participant deferral / active EE | $3,891 | $4,498-13.5% | $3,438+13.2% | $5,439-28.5% |
| Admin fee / account holder | $107 | $8,613-98.8% | $5,558-98.1% | $10,886-99.0% |