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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,039 | $89,367-41.8% | $141,191-63.1% | $72,975-28.7% |
| Participation rate | 97.6% | 75.1%+22.4pp | 82.5%+15.1pp | 69.5%+28.1pp |
| Annual return | 17.53% | 111.87%-94.3pp | 71.41%-53.9pp | 81.01%-63.5pp |
| Employer contribution / active EE | $2,047 | $3,115-34.3% | $4,736-56.8% | $2,440-16.1% |
| Participant deferral / active EE | $2,979 | $5,419-45.0% | $6,710-55.6% | $3,608-17.4% |
| Admin fee / account holder | $5,700 | $5,957-4.3% | $10,264-44.5% | $5,124+11.2% |