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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,521 | $78,690+255.2% | $161,489+73.1% | $87,485+219.5% |
| Participation rate | 96.3% | 67.5%+28.8pp | 78.7%+17.6pp | 68.9%+27.4pp |
| Annual return | 9.46% | 32.74%-23.3pp | 89.72%-80.3pp | 26.06%-16.6pp |
| Employer contribution / active EE | $6,580 | $2,588+154.2% | $4,268+54.2% | $2,596+153.5% |
| Participant deferral / active EE | $1,159 | $3,311-65.0% | $5,630-79.4% | $4,274-72.9% |
| Admin fee / account holder | $4,662 | $6,724-30.7% | $16,006-70.9% | $7,775-40.0% |