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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,521 | $76,407+265.8% | $150,298+86.0% | $82,448+239.0% |
| Participation rate | 96.3% | 66.4%+29.9pp | 77.8%+18.5pp | 68.1%+28.2pp |
| Annual return | 9.46% | 39.99%-30.5pp | 62.79%-53.3pp | 41.64%-32.2pp |
| Employer contribution / active EE | $6,580 | $2,614+151.7% | $4,154+58.4% | $2,551+158.0% |
| Participant deferral / active EE | $1,159 | $3,214-63.9% | $5,453-78.7% | $4,139-72.0% |
| Admin fee / account holder | $4,662 | $6,352-26.6% | $14,116-67.0% | $7,234-35.6% |