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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,521 | $86,050+224.8% | $189,758+47.3% | $94,015+197.3% |
| Participation rate | 96.3% | 68.9%+27.4pp | 79.8%+16.5pp | 70.8%+25.5pp |
| Annual return | 9.46% | 17.77%-8.3pp | 52.62%-43.2pp | 17.84%-8.4pp |
| Employer contribution / active EE | $6,580 | $2,819+133.4% | $4,767+38.0% | $2,790+135.8% |
| Participant deferral / active EE | $1,159 | $3,349-65.4% | $5,856-80.2% | $4,249-72.7% |
| Admin fee / account holder | $4,662 | $6,627-29.6% | $20,388-77.1% | $8,951-47.9% |