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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,871 | $115,931-38.9% | $185,441-61.8% | $86,983-18.5% |
| Participation rate | 54.5% | 73.6%-19.1pp | 80.3%-25.7pp | 69.5%-15.0pp |
| Annual return | 15.15% | 21.47%-6.3pp | 20.16%-5.0pp | 25.83%-10.7pp |
| Employer contribution / active EE | $2,010 | $2,937-31.6% | $4,672-57.0% | $2,584-22.2% |
| Participant deferral / active EE | $3,250 | $4,551-28.6% | $6,152-47.2% | $4,194-22.5% |
| Admin fee / account holder | $1,715 | $10,687-84.0% | $17,890-90.4% | $7,856-78.2% |