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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,159 | $77,814-54.8% | $158,223-77.8% | $86,983-59.6% |
| Participation rate | 31.1% | 68.4%-37.3pp | 79.2%-48.1pp | 69.5%-38.4pp |
| Annual return | 14.16% | 30.54%-16.4pp | 52.09%-37.9pp | 25.83%-11.7pp |
| Employer contribution / active EE | $679 | $2,592-73.8% | $4,109-83.5% | $2,584-73.7% |
| Participant deferral / active EE | $1,210 | $3,270-63.0% | $5,467-77.9% | $4,194-71.1% |
| Admin fee / account holder | $4,106 | $5,879-30.2% | $16,047-74.4% | $7,856-47.7% |