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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,159 | $76,407-54.0% | $150,298-76.6% | $82,448-57.4% |
| Participation rate | 31.1% | 66.4%-35.3pp | 77.8%-46.6pp | 68.1%-37.0pp |
| Annual return | 14.16% | 39.99%-25.8pp | 62.79%-48.6pp | 41.64%-27.5pp |
| Employer contribution / active EE | $679 | $2,614-74.0% | $4,154-83.7% | $2,551-73.4% |
| Participant deferral / active EE | $1,210 | $3,214-62.4% | $5,453-77.8% | $4,139-70.8% |
| Admin fee / account holder | $4,106 | $6,352-35.4% | $14,116-70.9% | $7,234-43.2% |