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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,554 | $118,708-18.7% | $98,920-2.4% | $158,966-39.3% |
| Participation rate | 72.2% | 77.8%-5.6pp | 76.0%-3.8pp | 82.0%-9.7pp |
| Annual return | 15.02% | 372.49%-357.5pp | 196.47%-181.5pp | 302.95%-287.9pp |
| Employer contribution / active EE | $2,234 | $3,334-33.0% | $2,689-16.9% | $4,762-53.1% |
| Participant deferral / active EE | $4,569 | $5,089-10.2% | $4,245+7.6% | $5,983-23.6% |
| Admin fee / account holder | $2,162 | $10,134-78.7% | $6,643-67.5% | $11,250-80.8% |