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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $583,312 | $75,962+667.9% | $154,108+278.5% | $64,173+809.0% |
| Participation rate | 96.2% | 70.4%+25.7pp | 83.0%+13.1pp | 69.6%+26.6pp |
| Annual return | -5.91% | 30.32%-36.2pp | 735.21%-741.1pp | 7.63%-13.5pp |
| Employer contribution / active EE | $18,649 | $3,350+456.7% | $5,298+252.0% | $2,381+683.3% |
| Participant deferral / active EE | $16,291 | $3,175+413.2% | $5,081+220.7% | $3,470+369.5% |
| Admin fee / account holder | $3,705 | $5,589-33.7% | $13,411-72.4% | $4,887-24.2% |