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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,150 | $185,312+15.6% | $161,489+32.6% | $154,746+38.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 9.62% | 103.84%-94.2pp | 89.72%-80.1pp | 172.34%-162.7pp |
| Employer contribution / active EE | $25,002 | $4,769+424.3% | $4,268+485.8% | $4,379+470.9% |
| Participant deferral / active EE | $14,086 | $6,350+121.8% | $5,630+150.2% | $6,730+109.3% |
| Admin fee / account holder | $180,347 | $18,654+866.8% | $16,006+1026.8% | $14,365+1155.4% |