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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,247 | $167,353-5.4% | $143,797+10.0% | $134,545+17.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.17% | 0.48%-20.7pp | -0.04%-20.1pp | 418.37%-438.5pp |
| Employer contribution / active EE | $7,948 | $5,620+41.4% | $4,952+60.5% | $4,742+67.6% |
| Participant deferral / active EE | $4,629 | $6,447-28.2% | $5,638-17.9% | $6,401-27.7% |
| Admin fee / account holder | $169,246 | $18,096+835.3% | $14,679+1053.0% | $11,431+1380.6% |