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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,616 | $127,096+73.6% | $105,736+108.6% | $135,380+63.0% |
| Participation rate | 75.0% | 82.7%-7.7pp | 76.3%-1.3pp | 82.6%-7.6pp |
| Annual return | -12.15% | 4.49%-16.6pp | 6.27%-18.4pp | 519.81%-532.0pp |
| Employer contribution / active EE | $9,819 | $4,107+139.1% | $3,268+200.4% | $4,779+105.5% |
| Participant deferral / active EE | $9,708 | $5,064+91.7% | $4,080+137.9% | $5,609+73.1% |
| Admin fee / account holder | $2,602 | $9,087-71.4% | $6,913-62.4% | $10,828-76.0% |