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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,958 | $96,419-89.7% | $80,648-87.7% | $139,487-92.9% |
| Participation rate | 80.0% | 73.6%+6.4pp | 67.0%+13.0pp | 80.3%-0.3pp |
| Annual return | 29.73% | 1352.86%-1323.1pp | 937.21%-907.5pp | 373.84%-344.1pp |
| Employer contribution / active EE | $0 | $3,261-100.0% | $2,724-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $4,446 | $5,225-14.9% | $4,4430% | $6,713-33.8% |
| Admin fee / account holder | $2,132 | $6,605-67.7% | $5,382-60.4% | $11,407-81.3% |