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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,604 | $73,988-89.7% | $96,538-92.1% | $75,177-89.9% |
| Participation rate | 70.5% | 66.4%+4.0pp | 74.3%-3.9pp | 67.2%+3.2pp |
| Annual return | 19.73% | 26.73%-7.0pp | 35.74%-16.0pp | 160.75%-141.0pp |
| Employer contribution / active EE | $1,756 | $2,930-40.1% | $3,740-53.0% | $2,671-34.2% |
| Participant deferral / active EE | $2,404 | $3,660-34.3% | $4,880-50.7% | $4,126-41.7% |
| Admin fee / account holder | $497 | $5,220-90.5% | $6,737-92.6% | $5,651-91.2% |