Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN TRUST COMPANY Service code 13 · EIN 62-0951563 | Contract Administrator | $10,625 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,497 | $101,672-74.9% | $147,117-82.7% | $74,478-65.8% |
| Participation rate | 36.7% | 75.5%-38.9pp | 82.2%-45.5pp | 67.2%-30.5pp |
| Annual return | 14.70% | 8757.83%-8743.1pp | 420.54%-405.8pp | 1370.56%-1355.9pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,932-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $3,054 | $7,305-58.2% | $8,065-62.1% | $4,350-29.8% |
| Admin fee / account holder | $95 | $1,753-94.6% | $12,993-99.3% | $1,946-95.1% |