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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,652 | $100,911-16.1% | $90,440-6.4% | $158,966-46.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 25.47% | 1726.62%-1701.1pp | 1294.38%-1268.9pp | 302.95%-277.5pp |
| Employer contribution / active EE | $8,023 | $3,690+117.4% | $3,263+145.9% | $4,762+68.5% |
| Participant deferral / active EE | $5,872 | $4,348+35.0% | $3,964+48.1% | $5,983-1.9% |
| Admin fee / account holder | $422 | $6,507-93.5% | $5,615-92.5% | $11,250-96.2% |