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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,678 | $57,073+30.8% | $85,126-12.3% | $80,925-7.7% |
| Participation rate | 68.9% | 56.4%+12.5pp | 67.5%+1.4pp | 67.7%+1.2pp |
| Annual return | 12.77% | 21.69%-8.9pp | 66.63%-53.9pp | 35.65%-22.9pp |
| Employer contribution / active EE | $4,336 | $1,801+140.8% | $2,731+58.8% | $2,756+57.3% |
| Participant deferral / active EE | $11,669 | $3,113+274.8% | $4,523+158.0% | $4,299+171.5% |
| Admin fee / account holder | $30,711 | $4,988+515.7% | $6,160+398.5% | $6,940+342.5% |