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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,348 | $56,894-59.0% | $84,753-72.5% | $62,881-62.9% |
| Participation rate | 80.0% | 68.5%+11.5pp | 76.6%+3.4pp | 69.3%+10.7pp |
| Annual return | 1.07% | 6.30%-5.2pp | 22.78%-21.7pp | 20.14%-19.1pp |
| Employer contribution / active EE | $1,029 | $2,400-57.1% | $3,574-71.2% | $2,281-54.9% |
| Participant deferral / active EE | $1,903 | $2,709-29.8% | $3,712-48.7% | $3,203-40.6% |
| Admin fee / account holder | $422 | $3,581-88.2% | $5,333-92.1% | $4,296-90.2% |