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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,491 | $183,592-70.9% | $155,574-65.6% | $145,877-63.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.60% | 61.37%-54.8pp | 64.87%-58.3pp | 551.28%-544.7pp |
| Employer contribution / active EE | $5,754 | $5,317+8.2% | $4,676+23.1% | $4,663+23.4% |
| Participant deferral / active EE | $2,350 | $6,466-63.7% | $5,629-58.3% | $6,691-64.9% |
| Admin fee / account holder | $51,361 | $19,316+165.9% | $15,914+222.7% | $13,402+283.2% |