See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
BAM ADVISOR SERVICES2 years Service code 26 8182 MARYLAND AVENUE · ST. LOUIS, MO 63105 | Advisory (Participants) | $24,470 |
NEWPORT GROUP, INC.2 years Service code 13 · EIN 27-2037969 | Contract Administrator | $11,719 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,036 | $99,957-62.9% | $149,696-75.3% | $73,488-49.6% |
| Participation rate | 59.5% | 75.7%-16.2pp | 82.5%-23.0pp | 70.7%-11.2pp |
| Annual return | 6.13% | 53.87%-47.7pp | 276.60%-270.5pp | 28.51%-22.4pp |
| Employer contribution / active EE | $1,850 | $3,191-42.0% | $4,644-60.2% | $2,270-18.5% |
| Participant deferral / active EE | $4,009 | $6,073-34.0% | $6,842-41.4% | $3,740+7.2% |
| Admin fee / account holder | $312 | $551-43.3% | $9,309-96.6% | $513-39.2% |