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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,801 | $85,766-26.8% | $136,298-53.9% | $70,126-10.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.00% | 31.46%-18.5pp | 5156.27%-5143.3pp | 73.15%-60.1pp |
| Employer contribution / active EE | $1,697 | $2,966-42.8% | $4,696-63.9% | $2,343-27.6% |
| Participant deferral / active EE | $3,340 | $5,051-33.9% | $6,247-46.5% | $3,332+0.2% |
| Admin fee / account holder | $8,382 | $5,421+54.6% | $9,244-9.3% | $4,645+80.4% |