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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,662 | $135,645-45.0% | $110,243-32.3% | $135,379-44.8% |
| Participation rate | 87.5% | 83.5%+4.0pp | 79.8%+7.7pp | 82.6%+4.9pp |
| Annual return | -10.90% | 513.24%-524.1pp | 314.76%-325.7pp | 519.79%-530.7pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $6,090 | $5,507+10.6% | $4,672+30.4% | $5,609+8.6% |
| Admin fee / account holder | $553 | $11,458-95.2% | $8,548-93.5% | $10,828-94.9% |