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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,073 | $156,616+19.4% | $133,346+40.3% | $198,609-5.8% |
| Participation rate | 57.1% | 77.7%-20.6pp | 72.8%-15.7pp | 82.4%-25.2pp |
| Annual return | 14.53% | 44.25%-29.7pp | 36.85%-22.3pp | 202.70%-188.2pp |
| Employer contribution / active EE | $1,983 | $3,368-41.1% | $2,853-30.5% | $5,055-60.8% |
| Participant deferral / active EE | $11,448 | $4,920+132.7% | $4,332+164.3% | $6,977+64.1% |
| Admin fee / account holder | $426 | $17,468-97.6% | $14,264-97.0% | $19,030-97.8% |