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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,073 | $124,980+49.7% | $108,359+72.6% | $154,746+20.9% |
| Participation rate | 57.1% | 75.2%-18.0pp | 70.1%-13.0pp | 80.7%-23.6pp |
| Annual return | 14.53% | 45.00%-30.5pp | 36.89%-22.4pp | 172.34%-157.8pp |
| Employer contribution / active EE | $1,983 | $2,851-30.4% | $2,399-17.3% | $4,379-54.7% |
| Participant deferral / active EE | $11,448 | $4,743+141.4% | $4,137+176.7% | $6,730+70.1% |
| Admin fee / account holder | $426 | $11,502-96.3% | $9,741-95.6% | $14,365-97.0% |