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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,298 | $81,870-88.6% | $119,634-92.2% | $68,490-86.4% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | 0.00% | -23.82%+23.8pp | -14.98%+15.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,131 | $2,692-20.8% | $4,232-49.6% | $2,597-17.9% |
| Participant deferral / active EE | $4,105 | $4,148-1.0% | $5,601-26.7% | $4,028+1.9% |
| Admin fee / account holder | $345 | $6,583-94.8% | $10,329-96.7% | $5,403-93.6% |