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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,120 | $83,485-89.1% | $125,195-92.7% | $72,976-87.5% |
| Participation rate | 83.6% | 73.3%+10.3pp | 79.8%+3.8pp | 69.5%+14.1pp |
| Annual return | 26.57% | 25.77%+0.8pp | 43.79%-17.2pp | 81.02%-54.4pp |
| Employer contribution / active EE | $1,394 | $2,346-40.6% | $3,866-63.9% | $2,440-42.9% |
| Participant deferral / active EE | $2,228 | $3,586-37.9% | $4,937-54.9% | $3,608-38.2% |
| Admin fee / account holder | $691 | $5,518-87.5% | $9,704-92.9% | $5,124-86.5% |